No - Texas law does not require you to give the other driver's insurance company a recorded statement.

You usually must cooperate with your own insurer under your policy, but that is different from talking to the at-fault driver's adjuster. The other side uses recorded statements to lock you into early answers about speed, prior injuries, missed work, and pain before the full medical picture is clear. That matters in Texas because of the 51% modified comparative fault rule: if they can push your fault to 51% or more, you recover nothing. If you are 50% or less at fault, your recovery is reduced by that percentage.

The question you should ask next is: what information does the adjuster legitimately need right now?

Usually, only basic claim facts are necessary at the start: date, time, location, vehicles involved, and where you were treated. If the crash was in Fort Worth, that may include the Fort Worth Police Department crash report or a Texas Peace Officer's Crash Report (CR-3) if officers responded on roads like I-35W, Loop 820, or I-30.

Be especially careful if the adjuster asks:

• whether you are "feeling better"
• whether this is the "same pain" as an old injury
• why you missed only a few shifts
• whether you will "go on the record"
• whether you will accept a quick payment before records are complete

Those questions are aimed at minimizing a claim involving things like a rib fracture with a punctured lung, ulnar nerve damage, or a delayed lung condition such as silicosis.

Also watch the clock. In Texas, the general deadline to file a personal injury lawsuit is 2 years under Texas Civil Practice and Remedies Code § 16.003. If an insurer delays, that deadline does not pause just because negotiations are ongoing. For unfair settlement conduct, complaints go to the Texas Department of Insurance.